After an expensive holiday period, we often want to get off to a good start with our finances but it is hard to know where to start.
Small changes to your everyday finances, such as reducing the limit on your credit card, setting up dedicated bank accounts for different expenses and cancelling unused subscriptions, can all go a long way in getting you off on the right foot.
Here are five tips to pay off your debt and save: https://moneymag.com.au/christmas-debt/